HEALTH INSURANCE AND ADVERSE SELECTION IN TEHRAN
VIDA VARAHRAMI *
University of Shahid Beheshti, Iran
*Author to whom correspondence should be addressed.
Abstract
In this paper, we want to survey health insurance and factors which effect on it and survey adverse selection in Tehran. We use from data of Tehran insured and uninsured households in 2015. Our estimation results with probit method reveal positive effects of education, income and health risk on buying health insurance in our sample. Results show that, there is adverse selection in health insurance in our sample.
Keywords: Health insurance, adverse selection, urban households, health risk